Fair Committee is an information technology company focused on providing personalized creditworthiness profiles using work-related data and current financial behavior metrics. 

We are not a credit bureau. Unlike credit bureaus, users are able to control their valuable data and select which banks to share it with. We are not affiliated with Equifax, Experian, and Transunion.

A credit score is a three digit number that helps banks qualify you for financial products. While other credit scores are based on past credit risk, our creditworthiness profiles are based on a user’s growth potential.

No, creating a profile on Fair Committee and adding qualifying financial and work-related activity will not affect your credit score from other credit bureaus. Unlike the traditional credit bureaus, we don’t mark your credit report when you go through a credit check. If you are taking out a loan, however, your lender might complete a traditional credit check separately, which could impact your credit report or score from other credit bureaus. It’s best to check with your lending institution if you are unsure.

It’s your choice whether you’d like to continue to track your credit score at credit bureaus. At Fair Committee, we’re building an entirely new way to build creditworthiness to give you more freedom and allow access for fairer-priced loans.

No, our platform is absolutely free. We make money from lenders. Whenever a lender is able to sell you a financial product, they pay us for the data they use.

Only Fair Committee, your employer, and the lender you select will have access to any work productivity information about you. In fact, you are in full control as you can select which banks you do business with directly from our platform.

Along with your upload, we work directly with your employer to obtain work productivity metrics. Then, we create usable metrics for banks’ underwriting processes to ensure you are offered products at the most fair rates.

As Little Texas once said, there’s a first time for everything! As a mission-driven company laser-focused to make financial inclusion a reality for the middle class, we’re always thinking of new ways where we can help!